Get your free credit report today!
What would life be like without credit? How would you balance the budget between pay checks? When banks and credit card companies are deciding whether to give you credit, they look at your credit report. That’s your history of borrowing and a record of anything that has gone wrong.
People make mistakes. It only takes one missed key stroke for a person entering data into your records to change “on time” to “late payment”, or “paid” to “unpaid”, and suddenly you find credit harder to get. Once that error is in your records, every bank and credit reference agency has it. That error will stay there for years.
What can you do?
Click on the banners, supply a few details about yourself, and you will be given you a copy of your credit report. There is not a cent to pay. Access to your report is free. You can take as long as you need to check through the report. If you find any mistake, there are federal laws to protect you.
Are there any problems?
You do not need to worry. The report is easy to understand. Take just a few minutes and you will be through it. If you do find things that are wrong, make a list of each mistake and why it is wrong. You can then either write to the credit reference agency or use our CreditDefender Service. It could not be easier to restore your credit rating.